Your credit information is never required and our loans will never impact your credit score.
Choose weekly or monthly payments over up to four years.
Stick the payment plan you start with or pay it off early. There's no penalty for early repayment.
Get 100 AIR MILES® Rewards Miles with every activated GoTo Loans payment plan.*
*Some conditions apply. See GoToloans.com/airmiles for details. ®™ Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and GoTo Loans Inc
Our simple payment plans give you the power to make big automotive purchases with ease. Your credit is never affected and you're instantly approved in three easy steps.
Enter the make, model and year of your vehicle into our simple quote calculator
Enter your odometer reading, and click "Get Results".
You're approved! Check your email for the verification link to get started.
Complete your entire loan from your personal device while your vehicle is being worked on. No physical paper to sign in our completely digital process.
Our plans are simple. Opt into one of our pre-set payment plans or customize your payments on your preferred schedule for up to 48 months.
Take a breather from your bill for three months.
Need a little more time? No problem! You'll be automatically rolled into one of our standard plans.
Customize the frequency and payment terms. The ultimate program for cash flow management!
BONUS: Choose to defer your first payment for 100 days!**
Love flexible payment terms? Take advantage of the full term of your agreed-upon payment plan, or accelerate your payments and hit the finish line early. There's never any penalty for paying off your loan ahead of schedule.
For full program details, visit GoToLoans.com/terms.
Choose what you want to borrow. Choose how many payments you want to make. Choose how much each payment will be. Choose when you make your payments.
Bonus Add-On: No Payments For 100 Days
Opt into our most popular "buy now, pay later" auto repair payment plan deferral program. Get instant access to the capital you need to get what you want today and don't make a payment for 100 days.*
*For full program details, visit GoToLoans.com/terms.
It takes seconds to get approved.
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